For Banks, HFCs & NBFCs

Grow Your Home Loan Portfolio Faster

Access a steady pipeline of pre-verified, credit-checked home loan applicants — complete with digital documentation. Reduce TAT, cut acquisition cost, and expand responsibly.

Pre-verified borrower profiles Complete digital documents RBI-compliant platform API + portal integration

40%

Reduction in Processing Time

92%

Document Completeness Rate

₹500Cr+

Loan Volume Facilitated

50+

Active Lending Partners

Why Partner with Taksh Fin

A Better Way to Source Home Loan Business

Cut acquisition cost. Reduce processing time. Expand your book with the right borrowers.

Pre-Verified Borrowers Only

Every applicant on our platform has already submitted identity, income, and credit documents. You receive only credit-checked profiles — no junk leads.

Digital Documentation

Receive fully digital document packages — Aadhaar, PAN, salary slips, ITRs, property papers — ready for underwriting without chasing physical copies.

Portfolio Analytics

Real-time dashboards showing disbursal rates, TAT benchmarks, and portfolio health. Know exactly how you compare to other lending partners.

Faster Credit Decisions

Structured, standardised data from every borrower means your underwriters spend less time on data gathering and more on actual credit assessment.

Agent Network Access

Tap into our network of 500+ real estate agents who actively direct buyers toward lenders offering the best terms — increasing your deal flow.

Regulatory Compliance Built-In

All borrower consent flows, KYC checks, and data storage practices comply with RBI guidelines and DPDP Act requirements — no additional compliance overhead for you.

Eligible Partners

Who Can Partner with Us?

Scheduled Commercial Banks

Housing Finance Companies (HFCs)

Non-Banking Financial Companies (NBFCs)

Cooperative Banks

All partners must hold valid RBI registration and comply with applicable lending regulations.

Onboarding

How the Partnership Works

Most lenders are live and receiving applications within 2 weeks of signing.

01

Sign a Partnership Agreement

Our team will onboard your institution with a standard MOU. Integration can be API-based or via our lender portal — your choice.

02

Define Your Criteria

Set your lending parameters — min CIBIL score, income bands, geographies, property types. We only route profiles that match your product matrix.

03

Receive Pre-Qualified Leads

Borrower profiles — with complete digital documents — arrive in your underwriting queue. No prospecting, no incomplete applications.

04

Sanction & Disburse

Your team runs final credit assessment, issues sanction letters, and disburses. We coordinate with agents and buyers end-to-end.

Integration

Works with Your Existing Setup

Choose how deeply you integrate — from a zero-code portal to full API connectivity with your LOS.

1

Lender Portal

A dedicated web interface for your credit team. Browse incoming applications, review documents, update sanction status, and track TAT — no code required.

2

REST API

Integrate directly with your LOS (Loan Origination System). We provide RESTful endpoints for lead push, document retrieval, and status updates with Swagger documentation.

3

Managed Service

Our relationship managers handle the entire coordination layer between borrowers, agents, and your credit team. Zero integration work on your side.

Compliance & Data Security

Taksh Fin operates as a registered financial services platform. All borrower data is collected with explicit consent, stored encrypted, and processed in accordance with RBI's Fair Practices Code and the Digital Personal Data Protection Act, 2023. We do not sell or share borrower data with unregistered third parties.

Partnership agreements include a Data Processing Agreement (DPA) as standard.

Ready to Expand Your Home Loan Book?

Talk to our lender partnerships team. We'll walk you through borrower quality, integration options, and commercial terms.

Typically onboarded within 2 weeks. No upfront fees.