For Home Buyers

Your Dream Home,
Financed Right

Get pre-approved in 24 hours. Compare rates from 50+ lenders. Zero hidden fees. And a dedicated expert with you every step of the way.

No credit check to start Completely free for borrowers Approval in 24 hours

Indicative Interest Rates

Salaried, 750+ CIBIL

8.5% p.a.

₹10L – ₹5Cr

Self-employed, 720+ CIBIL

8.9% p.a.

₹10L – ₹3Cr

Balance Transfer

8.5% p.a.

As per existing loan

NRI Borrowers

8.75% p.a.

₹10L – ₹3Cr

*Rates indicative. Final rate subject to lender assessment.

Why Taksh Fin

The Smarter Way to Get a Home Loan

Banks want your business. We make sure you get their best offer.

Pre-approval in 24 Hours

Know your budget before you start house hunting. Our digital-first process gives you a conditional approval letter within a day.

Compare 50+ Lenders

We shop across banks, HFCs, and NBFCs to find the lowest rate for your specific profile — so you don't have to.

Zero Hidden Charges

Full fee transparency upfront. No surprise charges at disbursement. What we quote is what you pay.

100% Digital Process

Upload documents once from your phone. No branch visits, no couriering papers — the entire process is online.

Dedicated Relationship Manager

A single point of contact from application to disbursement — available via phone, WhatsApp, and email.

Tax Planning Guidance

Understand exactly how to maximize your 80C and Section 24 deductions to reduce your effective loan cost.

The Process

From Application to Keys in 4 Steps

1
2 minutes

Check Your Eligibility

Fill out a short form — property type, income, and loan amount. No credit check at this stage.

2
10 minutes

Upload Documents

Our app-like interface lets you click photos of your documents. Aadhaar, PAN, salary slips — all digital.

3
24 hours

Get Pre-approved

Our lender network reviews your profile and we send you the best offer — with a conditional approval letter.

4
7–10 days

Close Your Loan

After property verification, funds are disbursed directly to the seller or builder. You get the keys.

Stories

What Home Buyers Say

I was nervous about my first home loan. Taksh Fin made it incredibly simple — one phone call and they handled everything. We got approved for ₹65L in just a day.

DK

Deepa Krishnan

First-time Home Buyer · Chennai

We compared 4 different banks ourselves and couldn't decide. Taksh Fin compared 12 lenders in minutes and got us a rate 0.4% lower than what we'd found. That saves us over ₹4L over 20 years.

VP

Vikram & Neha Patel

Home Buyers · Ahmedabad

My husband is self-employed and most banks refused us outright. Taksh Fin found us an NBFC that specialises in such cases and got our loan sanctioned within a week.

AB

Anjali Bose

Home Buyer · Kolkata

Get Started

Tell Us What You Need

Share your requirements and our team will match you with the best lender. Or use the calculator to plan your EMI.

1
Loan Details
2
Your Info

What are you looking for?

Loan budget

Employment type

EMI Calculator

₹50.00 L
₹5L₹5 Cr
8.5%
7%15%
20 years
1 yr30 yrs

Monthly EMI

₹43,391/mo

Principal

₹50.00 L

Total Interest

₹54.14 L

Total Payment

₹1.04 Cr

*Indicative only. Actual rate and EMI may vary.

FAQ

Common Questions from Home Buyers

How fast can I get pre-approved for a home loan?
Most applicants receive a conditional pre-approval letter within 24 hours of submitting their application on Taksh Fin. This is based on your income, credit profile, and property details — with no branch visit required.
How many lenders does Taksh Fin compare?
We compare rates and terms across 50+ banks, housing finance companies (HFCs), and NBFCs to find the best match for your specific profile. This includes SBI, HDFC, ICICI, LIC Housing Finance, and many more.
What documents do I need to apply for a home loan?
For salaried applicants: Aadhaar, PAN, last 3 months salary slips, 6 months bank statements, Form 16, and property documents. For self-employed: Aadhaar, PAN, 2 years ITR, audited financials, and property documents. All uploads are digital — no physical copies needed.
Is Taksh Fin free to use for home buyers?
Yes, completely free. Taksh Fin charges no fees to borrowers. We earn a referral commission from the lender only after your loan is disbursed — so our incentive is to get you the best deal, not just any deal.
What CIBIL score do I need to get a home loan?
Most lenders require a CIBIL score of 700 or above for the best interest rates. Scores between 650–700 may still qualify with select NBFCs. If your score is below 650, our advisors can help you understand steps to improve it before applying.

Ready to Check Your Eligibility?

It takes 2 minutes. No credit check. No commitment.